Attorneys Client Trust Account

• • Once your agreement is approved by the compliance department and bank-endorsed, the payment must be made ONLY AND EXCLUSIVELY to an attorney’s office client trust account. The relevant banking details will be provided directly by a Reliance Capital Finance compliance officer (CCO) and will be included in your invoice.

This Refund Deposit Program protects our clients and makes sure that the deposits are completely safe.

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16 Reasons to Lease Bank Guarantees from Us!

1. Our Program Operates with the Top 100 Banks of the World

2. We offer monetization services for our own bank instruments, should clients require this option.

3. Our Bank Guarantees are available in multiple currencies, including USD and EUR.

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4. We provide competitive leasing rates: 8+2 (10% Total) for Rated Banks and 5+2 (7% Total) for Non-Rated Banks.

5. Full payment is due within five days of the MT760 arriving at your bank.

6. Pre-advice for your MT799 is included in our service.

7. We guarantee 100% protection of your deposit through Bank Endorsement.

8. Corporate or personal checks are not accepted.

9. No project documents are required for your transaction.

10. Once the agreement is completed, it will be signed within 72 hours.

11. We deliver the MT760 directly to your institution.

12. We offer Bloomberg, Euroclear, or DTC delivery to your bank.

13. We pay up to 1.5% commission to any brokers involved.

14. Our Bank Guarantees are tailored specifically to each client’s needs.

15. A 2% performance penalty applies to all contracts.

16. Our banks endorse the deposit guarantee and ensure timely payouts.

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SWIFT Deposit Requirements for Leased BG’s via SWIFT:

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Receive a Leased BG Today!

SERVICE AND INSTRUMENT DESCRIPTION:

Bank Guarantees (BGs) are powerful tools for securing financing for various projects, including global finance, trade finance, credit enhancement, and project finance, among others. While BGs are highly effective, they can be difficult to obtain, particularly for small businesses that struggle to secure cash funds from investors who require them.

However, a Leased BG offers a viable alternative and can be accessed through multiple institutions. Many are unaware that leasing a BG is even an option.

By leasing a BG, you gain access to the cash-backed BG of another party for a fee or a lease. Once the lease term expires, you can either extend it or return the BG to its original holder.

The asset holder may enter into joint ownership with the potential borrower, or they can transfer full ownership of the BG. This ensures clear ownership of the account without complications.

During the lease term, the leased BG provides the same rights to the new account holder. The new owner can encumber, place a lien, monetize, or use the BG as collateral for security purposes.

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Leased Bank Guarantee (BG)

We offer Leased Bank Guarantees (BGs) from some of the world’s top banks, utilizing trusted platforms like Bloomberg, Euroclear, DTC screen block, and the SWIFT network. For secure bank-to-bank delivery, we use SWIFT MT799 and SWIFT MT760 to transfer leased guarantees.

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We Protect Our Client Deposits Fully Through 3 Levels of Protection

You never have to worry about your security with our three levels of protection:

A Two Percent (2%) Non-Performance Penalty

• • A 2% damage fee will be charged to any party that fails to perform. This fee applies in two scenarios: when the Provider has issued a Corporate Invoice that the Beneficiary’s Bank refuses to respond to or pay, and/or when the Beneficiary’s Bank is prepared and able to receive the BANK INSTRUMENTS, but the Provider’s Bank fails to deliver the BANK INSTRUMENTS via SWIFT MT-760, DTC, Euroclear, or Bloomberg.

1. 1. A Program to Refund Deposits (all our agreements are Bank Endorsed (confirmable) with full bank responsibility as an insurance wrap)

• • Under our agreement with banks, the bank assumes responsibility for payment once the transaction is complete.

• • When a bank endorses an agreement, the bank takes on responsibility prior to the client making any payment to our company. We are the only Bank Instrument Facilitators globally that guarantee 100% of your initial deposit through bank endorsement before the client releases any payment.

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SWIFT MT-799/MT-760 Closing Process

1. The Beneficiary and Provider sign the contract, which initiates the memorandum of understanding and the letter of intent, thereby entering into a formal contractual agreement.

2. On the specified business day, the providing bank will endorse the agreement, authorizing the payment to the beneficiary for:

– Swift delivery of the MT799 and MT760

– MT760 Cost of Portfolio Reservation

– Verifying the Beneficiary

– Compliance Assessment Coordinated by the Bank

3. Within two (2) international banking days, the beneficiary instructs their bank to wire transfer the swift transmission/portfolio reservation cost of 000X, X0X to the Provider’s banking coordinates and sends a copy of the wire transfer receipt to the Provider via email.

4. Within three (3) banking days after the Provider’s bank has received the above-mentioned swift transmission/portfolio reservation cost, the Provider will instruct their issuing bank to prepare the Bank Instruments for the Beneficiary and arrange for their delivery to the Beneficiary’s bank (confirmation of the leasing fee payment is required before the MT799).

5. Within ten (10) banking days, the Provider will send an MT-799 Pre-Advice to the Receiver’s bank, inquiring: “Are you ready to receive SWIFT MT760 with Bank instrument, verify, and make payment by SWIFT MT103 within five (5) calendar days according to Transaction Code No. __?” (The Provider will provide a copy of the MT799 to the Beneficiary via email).

6. Within three (3) banking days thereafter, the Receiver’s bank will send an MT799 to the Provider’s bank, confirming: “Yes, confirmed, we are ready to receive SWIFT MT760 with Bank instrument, verify, and make payment by SWIFT MT103 within five (5) calendar days according to Transaction Code No. __?” (The Beneficiary will provide a copy of the MT799 to the Provider via email).

7. Within three days, the provider’s institution will send the BG through the SWIFT MT760.

8. Once the receiving bank has received the BG, they will confirm receipt with the Provider’s bank and make payment within 5 days, amounting to 10% (minus the initial deposit paid to the Provider), which includes a 2% consultant fee.

9. If the Beneficiary fails to honor the payments, the Provider will place a claim on the BG, which will require the Receiver’s institution to return the BG via SWIFT MT760. Any payments made by the Beneficiary will not be refunded.

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Euroclear & Bloomberg Closing Process: Bloomberg

1.  The Provider and Beneficiary execute, sign, and initiate this Letter of Intent / Memorandum of Understanding, which then automatically becomes a binding commercial recourse contract agreement.

2. On the following banking day, the Provider’s bank will endorse this agreement, guaranteeing the Beneficiary’s payment for the:

• – Swift Transmission (MT799 and MT760)
• – Portfolio Reservation Cost (MT760)
• – Beneficiary Verification
• – Bank Delivery Coordinates Compliance Assessment.

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•  1. The Beneficiary, within two (2) international banking days, instructs their bank to transfer the swift transmission/portfolio reservation cost of $XXXXXX (_) via wire transfer to the Provider’s designated receiving bank coordinates and emails a copy of the wire transfer receipt to the Provider.
• 2. Within three (3) banking days after the Provider’s bank has received the aforementioned swift transmission/portfolio reservation cost, the Provider will instruct their issuing bank to prepare the bank instruments for the Beneficiary and schedule the delivery via Euroclear/Bloomberg Screen to the Beneficiary’s bank.
• 3. Within ten (10) banking days, the Provider’s institution must email a certified receipt confirming the delivery of the bank instrument through Euroclear/Bloomberg. (The Provider will send a copy of the said Euroclear/Bloomberg Screen to the Beneficiary by email).

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1. 1. Once the receipt is acknowledged, the Beneficiary immediately pays for the leasing fees. (Screen block and pay).

1. 1. The bank instrument must be returned no later than 15 days after the contract is signed for a term of one year.

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Important:

• • Our contracts include a clause stipulating that the purchaser must return the Bank Guarantee (BG) to the issuing institution no later than 15 days before the first anniversary of the contract. This condition applies to all Leased Bank Guarantees (BGs).

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Required Documents:

1. 1. Fill out Bank Guarantee Application Below

1. 1. When you’ve finished the Bank Guarantee Application and email it to: helpdesk@reliancecapitalfinancelimited.com

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Bank Instrument Face Value (10 million minimum)

€10,000,000.00 (Ten Million Euros)	€75,000.00 (Seventy-Five Thousand euros)
€20,000,000.00 (Twenty Million Euros)	€100,000.00 (One Hundred Thousand euros)
€30,000,000.00 (Thirty Million Euros)	€125,000.00 (One Hundred and Twenty-Five Thousand euros)
€40,000,000.00 (Forty Million Euros)	€150,000.00 (One Hundred and Fifty Thousand euros)
€50,000,000.00 (Fifty Million Euros)	€175,000.00 (One Hundred and Seventy-Five Thousand euros)
€60,000,000.00 (Sixty Million Euros)	€200,000.00 (Two Hundred Thousand euros)
€70,000,000.00 (Seventy Million Euros)	€225,000.00 (Two Hundred and Twenty-Five Thousand euros)
€80,000,000.00 (Eighty Million Euros)	€250,000.00 (Two Hundred and Fifty Thousand euros)
€90,000,000.00 (Ninety Million Euros)	€275,000.00 (Two Hundred and Seventy-Five Thousand euros)
€100,000,000.00 (One Hundred Million Euros)	€300,000.00 (Three Hundred Thousand euros)
€150,000,000.00 (One Hundred and Fifty Million Euros)	€325,000.00 (Three Hundred and Twenty-Five Thousand euros)
€200,000,000.00 (Two Hundred Million Euros)	€350,000.00 (Three Hundred and Fifty Thousand euros)
€250,000,000.00 (Two Hundred and Fifty Million Euros)	€375,000.00 (Three Hundred and Seventy-Five Thousand euros)

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Bank Instrument Face Value

€1,000,000.00 (One Million Euros) minimum	€35,000.00 (Thirty-Five Thousand Euros)
€2,000,000.00 (Two Million Euros) to €500,000,000.00 (Five Hundred Million Euros)	2% of the Bank Instrument Face Value

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Prices in EUROS

Please Note: Leasing process via Swift: 7 banking days.

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Deposit Requirements for Leased BG’s via EUROCLEAR & BLOOMBERG: Bloomberg

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Compliance Standard:

– Accepted Standard: Clients must abide by our standards and accurately fill out the application online.

-Rejected Standard:

  – Any provider that is listed on the Forbidden Assets and Financial Instrument List.

  – Any situation where a client cannot or will not pay the deposit.

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Important Information:

1. Please note that the days are banking days, and no weekends or holidays are counted.

– Banking Days & Holidays Calculator

2. Our bank instrument delivery services are non-negotiable. We will not adjust the price or procedures associated with this service.

3. We do not issue RWA or BCL letters. Clients often use these letters to shop around for a credit line with the receiving institution, supported by a banking letter confirming that a bank instrument is ready to be issued in their name. We strictly prohibit this under our company’s name.

4. There is no option to obtain a FREE Bank Guarantee (BG) or for a client to pay for a Bank Guarantee (BG) after the MT760 has been delivered. If payment is not made in full or arranged under a Bank Payment Undertaking, the Bank Guarantee (BG) will not be issued. Banks will not deliver any Bank Guarantee (BG) until the funds are secured. Banks do not operate for free, nor do they deliver a Bank Guarantee (BG) in the hope that payment will follow afterward.

5. If the client is leasing via Euroclear and simultaneously requesting a loan via monetization through The Reliance Capital Finance’s Attorney’s Trustees office, please take note of the following information:

– The initial application, once submitted, takes 72 hours for compliance approval.

– You will be given an application for the bank instrument, and the recourse or non-recourse loan once submitted 72 hours for due diligence.

– After due diligence and application approval client receives a bank-endorsed counter-signed agreement, and the client has 3 days to submit payment.

– It takes 35 days to process the leasing of the bank instrument after receiving payment.

– It takes 30 days for the monetization process of the bank instrument.

– A total of 65 working days after payment is received.

6. Please note that in some cases, banks may require a performance bond (insurance wrap or wrap-up insurance) on a bank instrument if the client has raised concerns during the due diligence process conducted by the issuing bank. This is done to ensure that the bank instrument will not be called at maturity due to the client’s failure to fulfill their payment obligations with the bank instrument placed as collateral.

7. Reliance Capital Finance Limited does NOT accept any payments directly from clients outside of the attorney’s client trust account. Therefore, we are NOT RESPONSIBLE for any payments made to third parties, including Reliance Capital Finance brokers or delegation offices.

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Prices in EUROS

€300,000,000.00 (Three Hundred Million Euros) €400,000.00 (Four Hundred Thousand Thousand euros)

€350,000,000.00 (Three Hundred and Fifty Million Euros) €425,000.00 (Four Hundred and Twenty-Five Thousand euros)

€400,000,000.00 (Four Hundred Million Euros) €450,000.00 (Four Hundred and Fifty Thousand euros)

€450,000,000.00 (Four Hundred and Fifty Million Euros) €475,000.00 (Four Hundred and Seventy-Five Thousand euros)

€500,000,000.00 (Five Hundred Million Euros) €500,000.00 (Five Hundred Thousand euros)

Please Note: Leasing process via Euroclear: 35 banking days.

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This consolidated text includes all the information from the provided files, organized in the order they appear.